Insurance receivables tracked

Restoration billing software

Restoration billing software for jobs that are paid months after the fans come out. The deductible is collected from the homeowner on its own invoice, claim invoices wait on the carrier with due dates and reminders, and the oldest aging column shows which files have sat past 60 days.

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Water damage restoration receivables in Smarfle with claim invoices aging past 30 and 60 days
Claim receivables by age, the number restoration owners watch most.

Deductibles collected first

Bill the homeowner's deductible on its own invoice at the start of mitigation and send the pay link by text. It is the part of the job you can collect this week.

Payments

Claim invoices that wait

The carrier's portion is invoiced with the claim number in the notes and a due date. When the check arrives weeks later, record it and the statement updates.

Invoicing

Reminders on slow files

Unpaid claim invoices are reminded automatically after their due date, so the homeowner keeps pressing the adjuster without your office making every call.

Automatic emails

Property managers on terms

Apartment and commercial water losses billed to a management company go out on net terms, with their risk manager copied.

Client records

Aging that matters

Restoration cash flow lives in the 61-plus column, and the payments page totals it with the homeowners it belongs to.

Reports

Restoration billing features

What it does

  • Separate deductible invoicesPaid by text link
  • Claim invoices with due datesClaim reference included
  • Automatic overdue remindersTo the homeowner
  • Aging by 30, 60 and 61-plus daysOn the payments page

What it doesn't do

  • Carrier portal submissionsSubmit through the carrier
  • Supplement trackingNote it on the job
  • Assignment of benefits formsUse your own forms
  • Partial payments on one invoiceSplit the invoice

Smarfle vs ServiceTitan for restoration

SmarfleServiceTitan
Entry planSolo $19, 1 userFrom around $398 per user
Mid planStarter $99, 5 usersQuoted, plus modules
Payment links and auto-charge saved cards Yes Yes
Unlimited users on one plan No No
Prices published on the website Yes No
Full Smarfle vs ServiceTitan comparison Smarfle vs Service FusionSmarfle vs Jobber

Restoration billing pricing

Every plan has deductible invoices, claim reminders and aging; Starter seats five technicians for $99.

Solo

Sole operators getting started

$19/mo
  • 1 user
  • Up to 500 clients
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Starter

Small teams adding tools and growth

$99/mo
  • Up to 5 users (1 owner + 4 techs)
  • Up to 2,000 clients
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Most Popular

Professional

Growing service businesses

$199/mo
  • Up to 10 users
  • Up to 5,000 clients
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Business

Multi-location operations

$349/mo
  • Up to 30 users
  • Up to 10,000 clients
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SMS, email, AI, and voice are billed pay-as-you-go. See every plan and usage rate →

Restoration billing questions

Yes. Deductibles, claim invoices, reminders and aging are tracked for every loss.
Invoice it separately at the start and text the homeowner the pay link.
Yes. Invoice it with the claim reference recorded, and mark the carrier check when it comes.
No. Submit estimates and invoices through the carrier's own system.
Yes. Reminders go to the homeowner once the due date has passed.
No. Bill them as two invoices so each payment is recorded cleanly.
Yes. Their losses are billed on net terms with the risk manager copied.
Yes. The oldest aging column totals them, with the customers listed.

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14 days with every feature on your real restoration work. No credit card.

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