Billing Software for Restoration owners

Restoration Billing Software

Restoration invoicing is insurance billing + supplements + Xactimate scope reconciliation. Most invoices go to the carrier, not the homeowner. Documentation is everything.

7 days free · No credit card · Built in Florida

Smarfle CRM. Restoration Recurring Billing
Next 30 days

$8,420

Active subscriptions

47

Upcoming auto-charges

Acme Office Park

Monthly maintenance

$485

in 3 days

Riverside Apartments

Quarterly service

$1,200

in 12 days

Downtown Plaza

Monthly recurring

$320

in 18 days

West End Hotel

Bi-weekly contract

$680

in 5 days
Auto-charge enabled · Stripe Connect0.5% platform fee

Real Smarfle UI · Live data from your restoration CRM

Why generic billing software fails restoration owners

Generic billing tools weren’t built for restoration. Smarfle was.

Generic billing software

What everyone else gives you

  • Recurring billing requires Stripe + Zapier + a spreadsheet
  • No way to save customer cards for future auto-charge
  • Failed payments don’t auto-retry or notify the customer
  • ACH for big invoices means logging into 3 different tools

Smarfle for Restoration

Built for your actual workflow

  • Supplement invoices denied for weak documentation
  • Final invoice doesn't match Xactimate scope
  • Homeowner deductible + carrier payment split is confusing
  • Built specifically for restoration businesses
Step-by-step

How restoration billing works in Smarfle

From the first touch to the closed loop. No missing pieces.

  1. 1

    Customer signs up for recurring service

    Via portal subscribe button or office-generated first invoice. Card saves to Stripe Customer.

  2. 2

    Auto-charge runs on schedule

    Daily cron processes recurring invoices, charges saved cards off-session. restoration owner sleeps; revenue lands.

  3. 3

    Failed cards trigger retries + emails

    Stripe auto-retries 3-4 times. If all fail, customer gets an email link to update their card. No manual chase.

  4. 4

    Customer gets receipt + invoice instantly

    Each successful charge fires a receipt email + creates a Paid invoice in Smarfle. Aging report stays clean.

  5. 5

    Owner sees monthly recurring revenue

    Subscription dashboard shows what's coming next 30 days. Cashflow forecasting actually possible.

Where restoration billing breaks down

The friction every restoration owner recognizes.

Supplement invoices denied for weak documentation

Adjuster sees 'extra drying days +$1,200'. Without timestamped logs + photos, they push back. You eat the cost or fight for months.

Final invoice doesn't match Xactimate scope

Xactimate scope shows 200 sq ft drywall removed. Final invoice shows 800. Without alignment, the carrier short-pays.

Homeowner deductible + carrier payment split is confusing

Total $14k. Carrier pays $13k after $1k deductible. Without clear billing split, the customer doesn't know what they owe.

The math for restoration owners

Cut AR by 80% on recurring revenue

Auto-charge saved cards for recurring service contracts. Failed payments auto-retry + email customer. The chasing-payments task disappears.

<24h

AR cycle (recurring)

70%+

Failed payments recovered

5-8h/wk

Hours saved chasing

Based on typical restoration operations. Your numbers may vary.

Restoration Billing Software CRM questions

Each supplement PDF auto-attaches the photos, moisture readings, equipment-runtime logs + lien waivers that justify the scope. Approval rates measurably higher.
Yes. Smarfle line items mirror Xactimate scope codes. End-of-job reconciliation surfaces line-by-line mismatches before the invoice goes to the carrier.
Invoice splits into 'deductible (customer pays)' + 'carrier pays' line items. Customer gets a separate invoice for their portion + can pay via saved card.

Try Restoration Billing Software free

7 days to test the full platform with your real restoration workflow. No credit card.

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