Get Paid Faster with One-Click Payment Links
Every invoice email, SMS notification, and PDF includes a direct Stripe payment link. Clients tap once and pay. No portal login required.
The Problem
Getting paid is the hardest part of running a service business. Clients forget invoices, lose emails, and delay payments because paying is inconvenient.
Clients Forget to Pay
You send an invoice, the client means to pay later, and weeks go by. Following up is awkward and time-consuming. Every day an invoice sits unpaid costs you cash flow.
Too Many Steps to Pay
Most payment flows require clients to log in to a portal, find the invoice, and enter payment details. Each extra step increases the chance they abandon the process.
No Payment Link in SMS
Text messages have the highest open rate of any communication channel, but most CRMs send invoice notifications without a direct payment link. Clients read the text but never follow through.
How It Works
Send an Invoice
Create and send an invoice as usual. When the status changes to Sent, the system automatically generates a secure Stripe Checkout payment link.
Client Gets a Pay Link Everywhere
The payment link is included in the invoice email, SMS notification, and downloadable PDF. Clients see a Pay Now button or link in every channel.
Client Pays in One Click
The client taps the link, lands on a secure Stripe Checkout page pre-filled with the invoice amount, and pays with their card. No account creation or portal login needed.
Invoice Marked Paid Automatically
Stripe sends a webhook when payment completes. The invoice status updates to Paid, the client receives a receipt, and your dashboard reflects the payment immediately.
Key Capabilities
Payment Links in SMS
Invoice SMS notifications include a direct payment URL. Clients tap the link in their text message and pay immediately. SMS has a 98% open rate, making this the fastest path to payment.
Payment Links in Email
Invoice emails include a prominent Pay Now button that takes clients straight to Stripe Checkout. No portal login, no searching for the invoice. One click to pay.
Payment Links in PDF
Downloaded and printed invoice PDFs include a clickable payment link. Clients who receive PDFs via email or view them on screen can click to pay directly.
Secure Stripe Checkout
Payment links use Stripe Checkout Sessions with your connected Stripe account. Clients see your business name, the exact invoice amount, and a trusted payment form.
Automatic Status Updates
When a client pays through a payment link, the invoice is automatically marked as Paid via Stripe webhooks. No manual reconciliation needed.
0.5% Platform Fee Only
Smarfle charges just 0.5% on payments processed through Stripe Connect. Combined with standard Stripe processing fees, total costs stay well below industry averages.
See It in Action
See how payment links appear across SMS, email, and PDF to give clients the fastest path to paying you.
Avg Time to Pay
SMS Pay Rate
Email Pay Rate
Collection Rate
Invoice #289 - Sarah Mitchell
$450, paid via SMS link in 12 minutes
Invoice #291 - TechCorp LLC
$2,100, payment link sent via email
Invoice #285 - James Wright
$780, paid via PDF link, Stripe receipt sent
Invoice #293 - Linda Park
$350, SMS delivered, awaiting payment
Frequently Asked Questions
Yes. Payment links use Stripe Connect which is set up in your Organization Settings. Once connected, payment links are generated automatically for every sent invoice.
No. The payment link takes clients directly to a Stripe Checkout page. They enter their card, pay, and receive a receipt. No account creation, no portal login.
Payment links generated with invoice emails and SMS are valid for 7 days. You can resend the invoice to generate a new link at any time.
Smarfle charges a 0.5% platform fee on all payments. Card processing: 2.9% + 30 cents. ACH bank transfers: 0.8% (capped at $5). Enable ACH in your settings to give clients a lower-cost payment option. No monthly fees for payment links.
Pricing
Included on All Plans with Stripe Connect
Payment links are included at no extra cost on all plans. Requires Stripe Connect setup. Platform fee is 0.5% per transaction plus standard Stripe processing fees.
0.5% platform fee
View all plansRelated Features
Invoice Management
Payment links are generated from your invoices. Full invoicing with line items, PDF export, and automatic payment tracking.
Learn moreStripe Payments
Payment links use Stripe Connect for secure processing. One-time payments, recurring billing, and client subscriptions.
Learn moreAutomated SMS
Payment links are embedded in SMS invoice notifications. Combine with appointment reminders and job updates.
Learn more