Get Paid Faster with One-Click Payment Links

Every invoice email, SMS notification, and PDF includes a direct Stripe payment link. Clients tap once and pay. No portal login required.

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The Problem

Getting paid is the hardest part of running a service business. Clients forget invoices, lose emails, and delay payments because paying is inconvenient.

Clients Forget to Pay

You send an invoice, the client means to pay later, and weeks go by. Following up is awkward and time-consuming. Every day an invoice sits unpaid costs you cash flow.

Too Many Steps to Pay

Most payment flows require clients to log in to a portal, find the invoice, and enter payment details. Each extra step increases the chance they abandon the process.

No Payment Link in SMS

Text messages have the highest open rate of any communication channel, but most CRMs send invoice notifications without a direct payment link. Clients read the text but never follow through.

How It Works

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Key Capabilities

Payment Links in SMS

Invoice SMS notifications include a direct payment URL. Clients tap the link in their text message and pay immediately. SMS has a 98% open rate, making this the fastest path to payment.

Payment Links in Email

Invoice emails include a prominent Pay Now button that takes clients straight to Stripe Checkout. No portal login, no searching for the invoice. One click to pay.

Payment Links in PDF

Downloaded and printed invoice PDFs include a clickable payment link. Clients who receive PDFs via email or view them on screen can click to pay directly.

Secure Stripe Checkout

Payment links use Stripe Checkout Sessions with your connected Stripe account. Clients see your business name, the exact invoice amount, and a trusted payment form.

Automatic Status Updates

When a client pays through a payment link, the invoice is automatically marked as Paid via Stripe webhooks. No manual reconciliation needed.

1% Platform Fee Only

Smarfle charges just 1% on payments processed through Stripe Connect. Combined with standard Stripe processing fees, total costs stay well below industry averages.

See It in Action

See how payment links appear across SMS, email, and PDF to give clients the fastest path to paying you.

0 hrs

Avg Time to Pay

SMS Pay Rate

Email Pay Rate

Collection Rate

Invoice #289 - Sarah Mitchell

$450, paid via SMS link in 12 minutes

Paid

Invoice #291 - TechCorp LLC

$2,100, payment link sent via email

Sent

Invoice #285 - James Wright

$780, paid via PDF link, Stripe receipt sent

Paid

Invoice #293 - Linda Park

$350, SMS delivered, awaiting payment

Pending

Frequently Asked Questions

Yes. Payment links use Stripe Connect which is set up in your Organization Settings. Once connected, payment links are generated automatically for every sent invoice.

No. The payment link takes clients directly to a Stripe Checkout page. They enter their card, pay, and receive a receipt. No account creation, no portal login.

Payment links generated with invoice emails and SMS are valid for 7 days. You can resend the invoice to generate a new link at any time.

Smarfle charges a 1% platform fee on payments processed through Stripe Connect, in addition to standard Stripe processing fees (typically 2.9% + 30 cents). There are no monthly fees for payment links.

Pricing

All Tiers

Included on All Plans with Stripe Connect

Payment links are included at no extra cost on all plans. Requires Stripe Connect setup. Platform fee is 1% per transaction plus standard Stripe processing fees.

1% platform fee

View all plans

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