Accept Payments Online and Get Paid Without the Chase

Connect your Stripe account in minutes, accept credit card payments on invoices, set up recurring billing for maintenance clients, and let the system mark invoices paid automatically.

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The Problem

Chasing checks and cash payments creates friction for both you and your clients. Late payments pile up, and reconciling who paid what becomes a part-time job.

Clients Delay Payments on Paper Invoices

When the only payment option is mailing a check or calling in a card number, clients procrastinate. Average payment times stretch to 30+ days, starving your cash flow.

Recurring Services Require Manual Re-Billing

Monthly maintenance clients need a new invoice every cycle. Creating and sending these manually each month wastes hours and introduces errors when pricing changes.

Payment Reconciliation Is a Headache

Matching bank deposits to specific invoices takes detective work. Without automatic reconciliation, your books are always a step behind reality.

How It Works

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Key Capabilities

Stripe Connect Express Onboarding

Set up your connected Stripe account through a guided onboarding flow. Smarfle handles all the integration details so you can focus on accepting payments, not configuring APIs.

One-Click Online Payments

Clients receive a secure payment link with every invoice. They can pay with any major credit or debit card. Funds are deposited directly into your connected Stripe account.

Recurring Client Subscriptions

Create subscription plans for recurring services like monthly pest control or quarterly HVAC maintenance. Clients subscribe through the portal, and billing happens automatically each cycle.

Automatic Invoice Reconciliation

Stripe webhooks update invoice statuses in real time. When a payment succeeds, the invoice is marked paid and the client receives a confirmation. No manual intervention needed.

Client Payment Portal

Clients access a branded portal to view invoices, make payments, update their card on file, and manage active subscriptions. The portal is secured with individual login credentials.

Transparent 1% Platform Fee

Smarfle charges a simple 1% fee on transactions processed through Stripe Connect. There are no hidden charges, monthly minimums, or surprise fees on your payment volume.

See It in Action

Explore how integrated payments streamline your revenue collection with real-time tracking and automatic reconciliation.

Collected This Month

Pending Payments

Active Subscriptions

Torres Family - HVAC Service

$425.00 paid via Visa ending 4242

Paid

Bright Smile Dental - Cleaning

$1,280.00 payment link opened

Pending

Lakeside Apartments - Monthly

$850.00 recurring, next charge Apr 1

Subscription

Chen Property Group - Inspection

$640.00 paid via Mastercard ending 8821

Paid

Frequently Asked Questions

Most businesses complete the Stripe Connect Express onboarding in under five minutes. You will need your business details, bank account information, and a government-issued ID for identity verification. Stripe typically approves accounts within 24 hours.

The 1% fee is charged on each transaction processed through Smarfle's Stripe Connect integration. This covers payment processing infrastructure, automatic reconciliation, and webhook handling. Standard Stripe processing fees (2.9% + 30 cents) apply separately and are set by Stripe.

Yes. When you create a recurring service with billing enabled, clients can subscribe through the client portal and save their payment method. Charges are processed automatically on each billing cycle, and both you and the client receive confirmation.

Stripe automatically retries failed payments according to its smart retry schedule. The invoice status remains 'Sent' until payment succeeds. You receive a notification about the failed attempt so you can follow up with the client directly if needed.

Pricing

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Available on All Plans

Stripe Connect integration is available on every Smarfle plan. Accept online payments, set up subscriptions, and manage payouts regardless of your tier.

1% platform fee per transaction

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