Accept Payments Online and Get Paid Without the Chase

Connect your Stripe account in minutes, accept credit card and ACH bank transfer payments on invoices, set up recurring billing for maintenance clients, and let the system mark invoices paid automatically.

Start Free Trial

The Problem

Chasing checks and cash payments creates friction for both you and your clients. Late payments pile up, and reconciling who paid what becomes a part-time job.

Clients Delay Payments on Paper Invoices

When the only payment option is mailing a check or calling in a card number, clients procrastinate. Average payment times stretch to 30+ days, starving your cash flow.

Recurring Services Require Manual Re-Billing

Monthly maintenance clients need a new invoice every cycle. Creating and sending these manually each month wastes hours and introduces errors when pricing changes.

Payment Reconciliation Is a Headache

Matching bank deposits to specific invoices takes detective work. Without automatic reconciliation, your books are always a step behind reality.

How It Works

Connect Your Stripe Account

Complete the Stripe Connect Express onboarding directly from your Smarfle dashboard. The setup takes about five minutes and enables your business to accept card and ACH bank payments immediately.

Send Payment-Enabled Invoices

Every invoice you send includes a secure payment link. Clients click the link, enter their card details, and pay instantly. No app downloads or account creation required on their end.

Set Up Recurring Subscriptions

For maintenance contracts and recurring services, create subscription plans that automatically bill clients on your chosen schedule. Clients manage their own payment methods through a secure portal.

Payments Reconcile Automatically

When a client pays, the invoice status updates to 'Paid' automatically via webhook. No manual matching, no spreadsheet updates. Your financial records stay accurate in real time.

Key Capabilities

Stripe Connect Express Onboarding

Set up your connected Stripe account through a guided onboarding flow. Smarfle handles all the integration details so you can focus on accepting payments, not configuring APIs.

One-Click Online Payments

Clients receive a secure payment link with every invoice. They can pay with any major credit or debit card, or via ACH bank transfer for lower fees. Funds are deposited directly into your connected Stripe account.

Recurring Client Subscriptions

Create subscription plans for recurring services like monthly pest control or quarterly HVAC maintenance. Clients subscribe through the portal, and billing happens automatically each cycle.

Automatic Invoice Reconciliation

Stripe webhooks update invoice statuses in real time. When a payment succeeds, the invoice is marked paid and the client receives a confirmation. No manual intervention needed.

Client Payment Portal

Clients access a branded portal to view invoices, make payments by card or bank transfer, update their payment method, and manage active subscriptions. The portal is secured with individual login credentials.

ACH Bank Transfers

Enable ACH payments so clients can pay directly from their bank account. ACH processing is just 0.8% (capped at $5) plus the 0.5% platform fee, saving up to 70% on larger invoices compared to card payments.

Transparent 0.5% Platform Fee

Smarfle charges a simple 0.5% fee on transactions processed through Stripe Connect. There are no hidden charges, monthly minimums, or surprise fees on your payment volume.

See It in Action

Explore how integrated payments streamline your revenue collection with real-time tracking and automatic reconciliation.

Collected This Month

Pending Payments

Active Subscriptions

Torres Family - HVAC Service

$425.00 paid via Visa ending 4242

Paid

Bright Smile Dental - Cleaning

$1,280.00 payment link opened

Pending

Lakeside Apartments - Monthly

$850.00 recurring, next charge Apr 1

Subscription

Chen Property Group - Inspection

$640.00 paid via Mastercard ending 8821

Paid

Frequently Asked Questions

Most businesses complete the Stripe Connect Express onboarding in under five minutes. You will need your business details, bank account information, and a government-issued ID for identity verification. Stripe typically approves accounts within 24 hours.

Card payments: Stripe charges 2.9% + 30 cents, plus Smarfle's 0.5% platform fee, for a total of 3.4% + 30 cents. ACH bank transfers: Stripe charges 0.8% (capped at $5), plus Smarfle's 0.5% platform fee. On a $1,000 invoice, ACH saves over $20 compared to card. Stripe processing fees are billed directly to your connected account.

Yes. When you create a recurring service with billing enabled, clients can subscribe through the client portal and save their payment method. Charges are processed automatically on each billing cycle, and both you and the client receive confirmation.

Stripe automatically retries failed payments according to its smart retry schedule. The invoice status remains 'Sent' until payment succeeds. You receive a notification about the failed attempt so you can follow up with the client directly if needed.

Pricing

all

Available on All Plans

Stripe Connect integration is available on every Smarfle plan. Accept online payments, set up subscriptions, and manage payouts regardless of your tier.

0.5% platform fee per transaction

View all plans

Ready to try Stripe Payment Management?

Start your 7-day free trial. No credit card required.